Erste Cash Loan
- Without upfront fee
- Better loan with online request
Additional funds when you need them
Current account overdraft facility
- Use pre-approved funds exactly when you need them
- Pay interest on the used amount only
- Use the additional funds without changing the approved amount before the expiry of the overdraft facility
Validity of an overdraft facility
up to 3 yearsAvailability of funds
24h/365 days a yearUpfront fee
1% for processing requests and annual re-approvalCurrent account overdraft facility
- Borrow funds in your current account with a fast and simple procedure
- Additional funds are available without age limitation
- We will approve the funds up to the amount of your monthly wage for the last three months, based on your regular net income
- Apply online, via NetBanking, and save your time
- The funds will be available 24h, 365 days a year
- Pay interest on the used amount, while the unused amount of total approved amount remains in your account and is on hand
- Overdraft facility is not extended automatically (there is a possibility of extension by a shortened procedure), so we will approve a new loan under the same procedure as previously
- You can change the existing limit by signing an Annex to the Overdraft Agreement
The product is available for payroll clients.
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Cash loan for pensioners
Additional funds for comfortable retirement.
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Possibility of deferred payment.
Cash loan based on a 100% deposit in RSD and EUR
Loan which protects your savings.
NetBanking application
Erste NetBanking application is the concept of the most modern digital bank in Serbia. It saves time and money and is easy to use. With just a few clicks, access your dinar, foreign currency, savings or credit accounts as well as payment cards. Perform dinar and foreign currency transactions with the lowest commissions.
Mobile banking - mBanking application
Your financials at your fingertips.