Overdraft facility

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Use pre-approved funds exactly when you need them
Pay interest on the used amount only
Use the additional funds without changing the approved amount before the expiry of the overdraft facility

Apply for an overdraft facility via E-banking - NetBanking or Send us an inquiry about an overdraft facility

Learn more Key numbers

Validity of an overdraft facility

up to 3 years

Availability of funds

24h/365 days a year

Upfront fee

1% for processing requests and annual re-approval

Learn more Product description

Current account overdraft facility

Borrow funds in your current account with a fast and simple procedure
Additional funds are available without age limitation
We will approve the funds up to the amount of your monthly wage for the last three months, based on your regular net income
Apply online, via NetBanking, and save your time
The funds will be available 24h, 365 days a year
Pay interest on the used amount, while the unused amount of total approved amount remains in your account and is on hand
Overdraft facility is not extended automatically, so we will approve a new loan under the same procedure as previously
You can change the existing limit by signing an Annex to the Overdraft Agreement

The product is available for payroll clients.

Apply for an overdraft facility via E-Banking - NetBanking or Send us an inquiry about an overdraft facility