Social Banking
The program in which we offer loans and non-financial support:
- Starting entrepreneurs(all legal entities and companies established in the previous 24 months)
- Non-profit organizations(civil society organizations, social enterprises, citizens’ associations, foundations)
Support for starting entrepreneurs
Do you have original and high-quality business ideas, but do not have the necessary resources for their implementation? Every beginning is difficult, isn't it? If your company is in the development phase, we can help you develop and implement your ideas.
We offer different types of products intended for starting entrepreneurs - contact us for more information.
Who? If you are planning to start your own business or have already started one in the last two years, support for starting entrepreneurs is the right place for you.
What are the loan amounts? Starting entrepreneurs who started their business in the previous 12 months can apply for a maximum loan amount of EUR 17,500. Starting entrepreneurs who have been operating for more than 12 and less than 24 months can apply for a maximum loan amount of EUR 30,000.
What are the conditions?
- You have been in business for less than 2 years
- You have no related legal entities - you were not currently or previously the owner of another legal entity or business
- You have a proper credit bureau (company and owner)
- You have citizenship of the Republic of Serbia
SEF loans for starting entrepreneurs - By signing an agreement with the Serbian Entrepreneurship Foundation (SEF), Erste Bank joined the program of this Foundation, which aims to provide starting entrepreneurs and newly established entrepreneurs and companies with access to financing with the possibility of receiving a non-refundable grant after successful repayment of the loan. The amount of the non-refundable grant is 20% of the loan amount (the amount of the non-refundable grant cannot exceed EUR 3,000).
Support for non-profit organization
Do you have a company that positively affects the development of society? We want to support you in this.
Does your organization care about important social issues? We want to support you in scaling your impact and achieving your mission.
We offer different types of products designed for non-profit organizations - contact us for more information.
Who? If your organization has been operating for more than 2 years and wants to improve its business, support for non-profit organizations is the right place for you. Support is provided regardless of legal form (civil society organizations, social enterprises, citizens’ associations, foundations, etc.), your positive influence on the development of society is important.
What are the loan amounts? Non-profit organizations can apply for a loan of up to EUR 50,000 without a mortgage and up to EUR 300,000 with a mortgage. Civil society organizations are able to apply for a loan of up to EUR 150,000 without additional collateral.
What are the conditions?
- You have been in business for more than 2 years
- You have a positive impact on the development of society, that is, the community
- Your primary goal is not to generate profit, but to reinvest it back into society
- You have a proper credit bureau (company and owner)
- You have not had your account blocked in the previous 12 months
Successful stories of our clients
Non-financial support
Educational support
- All our clients can receive free educational support before applying for a specific product, during the process of taking a specific product, as well as mentoring support after loan approval.
- Social Banking Unit provides support to clients during the application process for a specific product.
- After loan approval, each client has the right to mentor support according to his needs. Mentoring support serves to help you further develop your business as well as follow your goals.
We are here for all your questions
Program’s partners
This program is supported by a guarantee financed by the European Union under the auspices of the EaSI (Programme for Employment and Social Innovation) program established by Regulation (EU) no. 1296/2013 of the European Parliament and of the Council establishing the Union Program for Employment and Social Innovation ('EaSI').