Step-by-Step
Credit program for support to start-ups, social enterprises and civil society organizations
- Loans with only bills of exchange as security instruments
- Advisory support and online tools for business plan creation
- Mentoring support and networking
Our Village Project
The Step-by-Step program
The Step-by-Step program is the Erste Group social banking program. We offer customized banking services to start-ups, social enterprises and civil society organizations for further development of our society. Through the provision of special-purpose loans, we help our clients establish and develop a small enterprise, increase employment and contribute to greater development of the local community. Our products are coupled with financial education and mentoring, all with an aim to help clients make quality business decisions.
Who is the program intended for?
Prerequisites for the participation in the program
Startup Companies
- The company has been operating for less than 2 years
- No related legal entities
- Proper business and business owner’s Credit Bureau report
- Obligatory 10% down payment in the investment
- Submission of pro-forma invoices in accordance with the loan purpose
- The company owner is a the Republic of Serbia national
- The company has no more than 9 employees
- Submission of completed business plan and CV