RSD Overdraft facility
Use funds above the available amount in the current account, up to the amount of approved negative balance.
Grace period
6 monthsRepayment period of up to
36 monthsMore information about liquidity and working capital loan
with a possibility of refinancing liabilities related
to a loan for liquidity and working capital in other banks
We offer you a loan for small enterprises and entrepreneurs, intended for the settlement of current short-term business liabilities and financing working capital with a possibility of refinancing liabilities related to a loan for liquidity and working capital in other banks
- You will be approved the maximum amount in accordance with your credit standing
- You can repay the loan in up to 24 months, with a possibility of receiving a 6-month grace period
- The funds are available in the currency which suits your business needs (RSD, RSD with an FX clause or EUR)
The product is available with a current account with the bank.
In order to be approved working capital or liquidity funds, first open an
RSD current accountYou might be interested
- Learn more
RSD Overdraft facility
Use funds above the available amount in the current account, up to the amount of approved negative balance.
Visa Business Charge credit card
Use additional funds interest free, for a simple payment of daily liabilities.
Learn moreVisa Business Charge credit card
Use additional funds interest free, for a simple payment of daily liabilities.
E-Banking - NovoKlik Halcom service
Service for the enterprises and other legal entities, for business in RSD and FX payment transactions.
Learn moreE-Banking - NovoKlik Halcom service
Service for the enterprises and other legal entities, for business in RSD and FX payment transactions.
Term deposits
Place your funds in a term deposit in the currency of your choice with maximum safety of the deposit.
Learn moreTerm deposits
Place your funds in a term deposit in the currency of your choice with maximum safety of the deposit.
E-Banking - NetBanking app for legal entities and entrepreneurs
Execute all payment transactions from a computer, without queuing.
Learn moreE-Banking - NetBanking app for legal entities and entrepreneurs
Execute all payment transactions from a computer, without queuing.
SMS notifications - NovoMob service for legal entities and entrepreneurs
The simplest and fastest insight into your account balance from your mobile phone and via a text message.
Learn moreSMS notifications - NovoMob service for legal entities and entrepreneurs
The simplest and fastest insight into your account balance from your mobile phone and via a text message.