Representative example for special offer for Standard savings type in EUR
EIR calculated as of 27 July 2020 (lower than the agreed interest rate, because the calculation includes the tax to interest based on FX deposit at the rate of 15%)
Criteria for indexing: indexing is not provided for.
The above-mentioned examples are of informative nature
Tax liability: 15%
Charges borne by consumer and included in EIR calculation: tax to interest based on FX deposit at the rate of 15%
In accordance with the Law on Income Tax, client is the taxpayer of the withholding tax to generated income of regular interest to FX deposit at the rate of 15% which the bank is, as the income payer, bound to withhold and pay to to the account of tax authority.
The interest premium is included in the effective interest rate calculation and tax is calculated on it.
Interest calculation method: conform.
The Bank participates in the system of obligatory deposit insurance set up in the Republic of Serbia.
Special interest rates are valid only for standard EUR term savings deposited at branches
20-month maturity is at your disposal
In the event of early termination of EUR savings deposit, the principal and the amount of accrued interest will be paid to you, along with the application of the interest rate to non-term savings (demand savings deposits)
If these conditions are not suitable for you, please see our other offers for savings