Dear clients and visitors,


In accordance with preventive protective measures against further spread of the virus COVID-19, we would like to inform you that:


- new working hours of all branches are from 9.00 AM to 1.00 PM

- our branches will not work on Saturdays

- teller desk facilities in Ruski Krstur and in Clinical Centers in Novi Sad and Sremska Kamenica are closed, and the working hours of the Branch in Kikinda is from 9.00 AM to 2.00 PM


Stay Healthy,

Your Erste Bank

Erste Energy Efficiency
A loan which gives cash back

  • RSD loan for private individuals
  • 15% to 20% financial incentive
  • Fast loan approval
Key numbers

Maximum loan repayment period

95 months

Financial incentive*

15% to 20%

Maximum loan amount

RSD 3,000,000

*Financial incentive is non-refundable amount of money disbursed by the European Bank for Reconstruction and Development (EBRD) with the support of EU in the amount of 15% to 20% loan amount.

Save the energy of your home!

Invest and save! Replace windows and doors, ensure the heating equipment or use thermal insulation material which decreases the consumption of energy and thereby save the energy and money you spend on heating or cooling of your premises.

With the support of Erste loan for energetic efficiency with the support of EBRD and GEFF, you will save our money and life environment.

  • Use the financial incentive (non-refundable amount of money disbursed by the European Bank for Reconstruction and Development (EBRD) with the support of EU) in the amount of 15% to 20% loan amount:
  • Technological selector (product catalogue) will be continuously updated by new products and manufacturers of energy-efficient equipment and material
  • Maximum repayment period is 95 months
  • Maximum loan amount is RSD 3,000,000*

* Depending on the creditworthiness and the amount of regular monthly income

Steps for application

The credit line of European Bank for Reconstruction and Development (EBRD), Green Economy Financing Facility at the West Balkans is supported by the funds of the European Union Union for financing the incentives by the investments of borrowers, as well as by funds of other donors, Federal Ministry of Finance of the Republic of Austria and Western Balkans Investment Framework, for financing the programs of technical cooperation within this credit line and it is executed in cooperation with Energy Community Secretariat.