Payment account with basic features
is used for the execution of payment transactions in RSD and includes the following services:
- Opening, maintenance and closing of payment account,
- Payment of cash to the payment account and payment of cash from the payment account at counters, ATMs,
- Execution of payment transactions by direct debit, using a payment card, via the Internet, transfer of authorization, including a standing order,
- Unlimited number of instant transactions via QR code at points of sale,
- Establishment and use of electronic or mobile banking services,
- Issuing and using a debit payment card (DinaCard debit card),
- Free delivery of notifications related to completed payment transactions, except notifications via SMS messages whose fee corresponds to actual costs.
With Payment account with basic services, the Bank can approve the following additional services at the user's request:
- The possibility of using a credit card, if the client meets the conditions for approval of this credit product,
- The possibility of using the overdraft on the account, if the client meets the conditions of approval of this credit product,
- The possibility of issuing checks, if the client meets the conditions for issuing this product,
- Opening and maintaining a foreign currency payment account.