Loans from European Bank for Reconstruction and Development credit line

  • We offer short-term, middle-term and long-term loans for funds of different purpose, from financing investments and working capital to revolving loans
  • Through the loan, SME can finance raw materials, company liquidity, liabilities towards vendors, purchase of stocks, they can finance different types of claims, procure materials, gas, final products etc.

More information about European Bank for Reconstruction and Development (EBRD) credit line loans

We offer loans for financing long-term needs with working capital and investments of small and medium enterprises, for the projects at the territory of the Republic of Serbia

 

  • Financing is possible in RSD with currency clause or EUR in accordance with the Law on Foreign Exchange Operations
  • Use the possibility of loan repayment in monthly installment, with the possibility of the approval of grace period
  • Maximum loan amount up to EUR 2.5 mil for investment loans and up to EUR 2 mil for other types of loans

The product is available after you deliver the mandatory documentation and collateral, with an opened current account for corporate clients at Erste Bank.

 

EBRD Program of support to competitiveness of small and medium enterprises

  • Investment loans for increasing competitiveness
  • SME at the territory of the Republic of Serbia, with up to 250 employees
  • Grants in the amount of 15% of loan amount

More information about EBRD Program of support to competitiveness of small and medium enterprises

Erste Bank a.d. Novi Sad and European Bank for Reconstruction and Development (EBRD) have signed the agreement on using new credit line within competitiveness support program - “EBRD SME COMPETITIVENESS SUPPORT PROGRAM

With the purpose of successful implementation of individual projects, EBRD has ensured all potential users of this credit line free consulting support by experts in this field.

 

Investment incentives / grants

After the successful implementation of the investment project, final beneficiaries are entitled to grants in the amount of 15% of the loan.

 

Purpose of credit line

Projects which will be financed by loans from this credit line are:

  1. Investments in industrial premises, equipment;
  2. Investments in software, improvement of company management systems, general upgrade and modernization, providing that and with the purpose of increased compliance with one or more EU Directives in the field of ecology, safety at work, security and product quality.

Only new projects can be financed, i.e. projects whose implementation has already begun are not eligible.

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