Funds from European Bank for Reconstruction and Development
- We offer funds for different purpose
More information about European Bank for Reconstruction and Development (EBRD) funds
We offer funds for financing long-term needs with working capital and investments of small and medium enterprises, for the projects at the territory of the Republic of Serbia
- Financing is possible in RSD with currency clause or EUR in accordance with the Law on Foreign Exchange Operations;
- Use the possibility of repayment in monthly installment, with the possibility of the approval of grace period;
- Maximum project amount up to EUR 2.5 mil for investments and up to EUR 2 mil for other projects.
The product is available after you deliver the mandatory documentation and collateral, with an opened current account for corporate clients at Erste Bank.
EBRD Go Green Programme supports the green investments
SME at the territory of the Republic of Serbia, with up to 250 employees
Supported investments in agribusiness (including supply chains), as well as women-led enterprises
Green investments with a grant component (10% or 15%)
Financing under SME Go Green Programme is provided with EU-funded technical assistance and the grant incentives
The European Bank for Reconstruction and Development (EBRD), in partnership with the European Union (EU), provided the loan of €15 million to Erste Bank Serbia, as support to the green investments of small and medium-sized enterprises (SMEs). The loan is being provided under the SME Go Green Programme, co-funded by the EU through the Western Balkans Investment Framework.
Go Green credit line will support investments in green technologies, with particular focus on agriculture and agribusiness, supporting the greening value chains in the Region. It will also focus on women-led SMEs.
With the purpose of successful implementation of individual projects, EBRD has ensured that all potential users of this credit line will be provided by free consulting support of experts in this field.
Investment incentives / grants:
After the successful implementation of the investment project, final beneficiaries are entitled to incentives (grant) in the amount of 10% or 15% of the loan.
Purpose of investment
Projects which will be financed by funds from EBRD are:
- Investments in industrial premises and/or equipment.
- Investments in software, improvement of company management systems, general upgrade and modernization, providing that and with the purpose of increased compliance with one or more EU Directives in the field of ecology, safety at work, security and product quality and
- High performance technologies, with the prior consent of the project consultants..
Main eligibility criteria of EBRD Go Green Programme:
- Maximum amount approved to the final beneficiary in total amount is 1 million EUR.
- Minimal tenor: 18 months.
Only new projects can be financed, i.e. projects whose implementation has already started are not eligible.
Investments for digital transformation and process automation
Small and medium-sized enterprises in the territory of the Republic of Serbia, up to 250 employees
Grants amounting to 10% of the loan amount
EBRD Go Digital Programme
Erste Bank Serbia and the European Bank for Reconstruction and Development (EBRD) have signed a new loan agreement of up to EUR 5 million, aimed at supporting digital transformation, automation, and business improvement of small and medium-sized enterprises in Serbia. The funds are disbursed through the Go Digital programme, with the support of the European Union.
This credit line aims to enable small and medium-sized enterprises easier access to financing for digital transformation projects. At the same time, the programme addresses the challenges faced by these enterprises - such as limited access to financing, lack of capacity to implement best industry practices, standards, and innovations in strategic and operational areas.
The Go Digital Programme provides comprehensive support to companies in overcoming these obstacles and aligning their operations with EU directives. A special focus will be placed on financing automation and digitalization projects, thereby contributing to increased productivity, efficiency, and competitiveness. In addition to financial support, the programme includes technical assistance and advisory services to help companies plan and implement digital investments more easily.
Investment incentives / grants
Upon successful completion of the investments, companies will be entitled to non-refundable EU funds amounting to up to 10% of the loan value, with additional support provided through technical assistance funded by the EU.
Purpose of EBRD funds
- Investments in technology and/or services (including machinery) aimed at increasing automation and facilitating the digital transformation of final beneficiaries.
- Investments in automation including software, smart/connected infrastructure, connected hardware, and machines or devices that generate data.
- Investments in industrial facilities, equipment, business management system improvements, and/or software, or general upgrades aimed at improving compliance with one or more EU Directives or other internationally recognized standards in the areas of environmental protection, worker safety, and product quality and safety.
Basic criteria of the EBRD Go Digital Programme
- The maximum amount approved for the end user is EUR 1 million in total.
- Minimum maturity: 18 months.
Only new projects can be financed; projects that have already started implementation are not eligible.