Factoring

Use modern solutions for working capital - purchase of short-term outstanding receivables at a discount, prior to receivables maturity date by a new borrowing facility

  • Mitigate or completely eliminate credit risk
  • Accelerate the cash flow of your business and significantly improve your liquidity
  • Improve your credit standing, without burdening the balance sheet of your company by a new borrowing

Advantages of factoring

  • Accelerate the cash flow and improve your liquidity
  • Get more favourable financing terms, based on the financial standing of your buyer
  • Use the product without firm collateral
  • Eliminate claim collection risks and improve the structure of financing sources
  • Opt for factoring in the currency you need (RSD, RSD with an FX clause or FX)
  • In case of frequent needs for this type of financing, choose the factoring limit
Request for factoring
PDF (417 KB)

Do you need more information about factoring?

We offer you the following types of factoring:

  1. Domestic factoring with or without recourse
  2. Framework short-term factoring limit - in case of continuous deliveries and common need for discounting claims from different buyers
  3. Direct export factoring with or without recourse - intended for exporters for the purpose of improving business quality and mitigating collection risk
  4. Reverse factoring - the bank finances the settlement of liabilities which you haveas a buyer towards your suppliers

Additional important information:

  • Factoring is completely regulated by the Law on Factoring
  • Apply for factoring by completing this form
  • To meet the preconditions for obtaining the product, it is necessary to enter into a factoring agreement and deliver a factoring notification to the buyer

You might be interested

Domestic payment services

Foreign payment services

E-banking

Overdraft facility

Multipurpose line

Do you need more information about factoring?