30 April 2025
Financial results
- Loans to retail and micro clients have recorded a growth by 2.3% at the end of Q1 2025 in relation to the end of 2024 and amount to 116.9 billion dinars; deposits of individuals and micro clients have declined by 0.1% to 163.4 billion dinars.
- Corporate loans have increased by 5.5% relative to the end of 2024 and amount to 132.5 billion dinars; corporate deposits have dropped by 8.2% to 112.8 billion dinars.
- Total net result at the end of Q1 2025 amounts to 2.07 billion dinars.
- Capital adequacy is 23.05%.
- NPL ratio is 2.68% at the end of Q1 2025.
“In the year of our significant milestone, as we celebrate 20 years of Erste Bank on the Serbian market, we remain committed to caring for our employees, clients, and the communities in which we live and work – as a reliable partner to both individuals and businesses. In the first quarter of 2025, we recorded a growth in lending activity across both of these segments, confirming the trust our clients place in us. At the same time, the number of digital service users continues to grow, reflecting our ongoing dedication to enhancing customer experience. We look forward to another successful year, firmly grounded in the values that have guided us for two decades – commitment, transparency, and responsibility”, said Jasna Terzić, CEO of Erste Bank a.d. Novi Sad.