• Corporate loans rose by 10.8% relative to the end of 2022 to reach 123.57 billion dinars; corporate deposits rose by 15.1% to reach 109.13 billion dinars at the end of 2023.
• Loans to individuals and micro clients slightly declined by 1.3% relative to the end of 2022 and amounted to 109.24 billion dinars; deposits of individuals and micro clients rose by 9.8% to 145.21 billion dinars at the end of 2023.
• Net interest income went up by 43.4% relative to the end of 2022, and amounted to 14.62 billion dinars, while net fee and commission income went up by 8.5% to 3.64 billion dinars at the end of 2023.
• Net result at the end of 2023 amounted to 5.55 billion dinars.
• Total assets increased by 7.6%, from 352 billion dinars at the end of 2022, to 379 billion dinars at the end of 2023.
• NPL ratio at the end of 2023 was 2.8%.

"The past year was quite challenging, but I am happy to say that, thanks to the unwavering commitment of our employees and the trust of our clients, we have managed to overcome all obstacles. This is evidenced by the increase in loans and deposits in almost all business segments, as well as the total assets, which are higher by 7.6 percent compared to the year before. Despite the changing macroeconomic circumstances, our strategic commitment to being a stable support for our clients at every step of their financial journey has been key not only in preserving but also improving our results. We will continue to innovate and improve our products and services as a key partner in achieving the financial stability and financial health of our clients," said Jasna Terzić, CEO of Erste Bank a.d. Novi Sad.