• Corporate loans went up by 9.7% relative to the end of 2022 and amounted to 122.36 billion dinars; corporate deposits rose by 10.8% to 105.04 billion dinars.
• Loans to individuals and micro clients recorded a slight decline by 1.4% relative to the end of 2022 and amounted to 109.12 billion dinars; deposits of individuals and micro clients increased by 5.2% to reach 138.99 billion dinars.
• Net interest income is higher by 44.1% in comparison to the same period last year and amounted to 10.64 billion dinars. Net income in respect of fees and commissions was by 7.3% higher and amounted to 2.61 billion dinars.
• Net result amounted to 4.47 billion dinars at the end of Q3 2023, owing to the strong growth of operating income.
• Total assets recorded a growth by 2.0%, from 352 billion dinars at the end of 2022 to 360 billion dinars at the end of Q3 2023.
• NPL ratio amounted to 2.9% at the end of Q3 2023.

“In the third quarter, we record the continuation of positive business trends in all segments, thanks to the trust of our clients and the exceptional commitment of our employees. The almost double-digit growth of loans granted to legal entities is a confirmation that we have found a good balance between the needs of the clients and what we can offer. The growth of deposits, on the other hand, is a reflection of trust, and it motivates us to provide an even stronger support to our clients every day. By this I do not refer only to financial support, but also to our advisory role, which is crucial when it comes to the financial health of our clients," said Jasna Terzić, CEO of Erste Banka a.d. Novi Sad.