Refinancing loan

Refinance your loan (including the early repayment fee) and take advantage of the possibility of obtaining additional funds under the special terms. No origination fee!


Refinancing  of loans (including the early repayment fee) granted to corporates or entrepreneurs by other banks based on the Loan Agreement and the certificate of debt balance from the other bank

Maximum amount

Based on credit standing and customer's creditworthiness

Repayment period

For the initial period of the original loan with the other bank, but for not more than 84 months, with the possibility of a grace period of up to 12 months.

Repayment method

Instalments - semi-annually, six-monthly, quarterly,  three-monthly, monthly

Security instruments


Adequate number of bills of exchange and contractual authorisations of the applicant and other in accordance with the Bank’s credit policy and Bank Collateral Catalogue

Loan types

Dinar loan with a currency clause

Origination fee