Working Capital Loans

Working capital loans serve for funding working capital i.e. increasing turnover and income along with a stable cash flow.

Maximum loan amount

based on the customer’s credit standing


up to 12 months

Loan security instruments

adequate number of bills of exchange and contractual authorisations of the applicant and other in accordance with the Bank’s credit policy and Bank Collateral Catalogue

Repayment method

one-time, semi-annually, six-monthly, quarterly,  three-monthly or monthly (monthly is mandatory for dinar loan)

Loan types

dinar loan, dinar loan with a currency clause, foreign currency loan (in accordance with the Law on Foreign Exchange Operations)

Interest and fees

based on credit standing and income level