VISA Classic is an international credit card linked to revolving credit account. It can be used at terminals with VISA logo in the country and abroad for the payment for goods and services and for cash withdrawal at ATMs, up to the amount of agreed credit limit. VISA Classic card can be used for payment on the internet, and additional security is provided by the Verified by VISA service. For transactions abroad, the Bank will charge the account in dinars after conversion at the Bank’s selling rate. An optional travel insurance policy is offered along with VISA Classic credit card.
Minimum loan amount is RSD 10,000 and maximum amount is 6 average monthly net incomes, up to RSD 400,000.
A revolving loan is a loan that is constantly rolled over. With the revolving loan, the Visa credit card holder is approved a predefined limit. By making payments using the Visa credit card, the limit decreases and is restored immediately after the payment of due instalment by the amount paid in.