Cash Loans

Dinar cash loan

If you need cash urgently, take Erste Bank dinar cash loan! An additional advantage of this loan is that you can tailor the interest rate to your needs and choose the loan purpose yourself! Namely, in addition to being able to choose whether you want a cash loan or a refinancing loan, you can also decrease the interest if you opt for some of the additional products and services of Erste Bank. 

EUR-indexed cash loan

Loans are approved for up to 6 years and maximum loan amount is EUR 7,500.

Dinar cash refinancing loan

You can refinance your obligations with other banks by Erste Bank special purpose dinar loan for refinancing. You can refinance your obligations related to current accounts, credit cards, loans, overdrafts and liabilities as well as to lease agreements of other banks. The loan amount depends on your credit standing and the maximum amount approved may be RSD 2,500,000.

Cash refinancing loan with currency clause

Erste Bank refinancing loan enables you to refinance your obligations related to current accounts, credit cards, loans, overdrafts and liabilities, as well as to lease agreements of other banks. Maximum loan amount depends on your credit standing and total obligations refinanced may not exceed EUR 10,000. You can use the approved amount according to your needs, i.e. when and in the amount needed.

EUR-indexed cash loan based on 100% deposit

Keep your money and use the Bank's money!  With a cash loan based on 100% deposit, you get the most favourable interest rate and get the money you want with minimum procedure. Why would you use this product? If you want to keep the money you have, but still have to spend it on something, place it as a deposit, take a cash loan based on 100% deposit with a far more favourable interest than a classic cash loan and, after repayment, you will have the money in your hands again.

Erste Bank student loan

Erste Banka offers a special dinar loan whose purpose is the payment of tuition fee at post-secondary schools and faculties. The main advantage of this loan is the grace period of up to 48 months during which the principal is not repaid. In addition, the interest rate is several percentage points lower than for a standard cash loan.

The loan amount that Erste Bank approves for tuition fees ranges from 50,000 to 300,000 dinars. The repayment period is 36 months, and the customer can use a grace period of up to four years. If the customer opts for a loan with a grace period, loan repayment will start after the expiry of that period, during which only the interest is paid. The level of interest rate will be determined depending on whether the customer has opted for a loan with or without a grace period.

Erste fast loans – the simplest way to shop

Erste fast loans are the fastest, simplest and most flexible way for you to buy goods and pay for services. Quickly, easily and simply, without going to the bank, the loan is granted in just 30 minutes at the point of sale. You can buy consumer goods and building material, pay for travel packages and other.