Liquidity Loans

Erste Bank approves liquidity loans to small and medium-sized enterprises. These may be dinar loans, dinar loans with a currency clause and foreign currency loans. 

This loan is intended for meeting short-term liquidity needs.

Maximum loan amount

based on the customer’s credit standing

Period

up to 12 months

Loan security instruments

adequate number of bills of exchange and contractual authorisations of the applicant and other in accordance with the Bank’s credit policy

Repayment method

one-time, semi-annually, quarterly, monthly (monthly is mandatory for dinar loan)

Loan types

dinar loan, dinar loan with a currency clause, foreign currency loan (in accordance with the Law on Foreign Exchange Operations)

Interest and fees

based on credit standing and income level