Loans for Non-Current Working Assets

Loans for non-current working assets serve for funding non-current working assets necessary for a stable operation of enterprises or entrepreneurs and for increasing their turnover and profit.

Maximum loan amount

Based on the customer’s credit standing;


up to 3 years with the possibility of approving a grace period of up to 12 months;

Loan security instruments

Adequate number of bills of exchange and contractual authorisations of the applicant and other in accordance with the Bank’s credit policy and Bank Collateral Catalogue;

Repayment method

Monthly, quarterly, three-monthly, semi-annually and six-monthly Instalments;

Loan types

Dinar loan, dinar loan with a currency clause, foreign currency loan (in accordance with the Law on Foreign Exchange Operations);

Interest and fees

Based on credit standing and income level;