Liquidity Loans and Working Capital Loans

Erste Bank provides loans for liquidity and working capital for small businesses and entrepreneurs.

The loan is used to repay current short-term obligations  (to pay obligations to suppliers, salaries and other current liabilities) and working capital financing.

Maximum loan amount

based on the customer’s credit standing


up to 12 months

Loan security instruments

adequate number of bills of exchange and contractual authorisations of the applicant and other in accordance with the Bank’s credit policy

Repayment method

one-time, semi-annually, quarterly, monthly (monthly is mandatory for dinar loan)

Loan types

dinar loan, dinar loan with a currency clause, foreign currency loan (in accordance with the Law on Foreign Exchange Operations)

Interest and fees

based on credit standing and income level