General Purpose Loan


no obligation of defining loan purpose;

Maximum amount

up to 10% of income according to the latest official financial statement;

Repayment period

up to 36 months, without the possibility of grace period;

Repayment method

Instalments; monthly , three-monthly, quarterly, six-monthly, semi-annually;

Interest and fees

based on credit standing and income level

Security instruments

Adequate number of bills of exchange and contractual authorisations of the applicant and other in accordance with the Bank’s credit policy and Bank Collateral Catalogue, blocked deposit in the amount of 20% of the loan. The deposit may be funded from the approved loan;

Loan types

dinar loan with a currency clause;